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Born Free Credit Card

• 0% for up to 12 months on balance transfers made in the first 90 days of account opening (3% handling fee)*
• 0% for up to 12 months on cash transferred into your current account in the first 90 days of account opening (4% handling fee)
• 0% on card purchases for the first 3 months*
• No annual fee
• FREE 24-hour Customer Satisfaction Helpline
• FREE fraud protection – even on the Internet**
• Online Card Services - This account is set up with paperless statements. To access your statement simply enrol with our Online Card Service, where you'll also be able to check your balance, transaction history, view your PIN, manage your direct debits/balance transfers and much more .

Representative example 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9% APR† representative (variable) based on a credit limit of £1200

It all adds up to a great deal for you

Apply for a Born Free Foundation Credit Card or Call 0800 028 2440 and quote Born Free credit card.

*From the date you account is opened. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

**If your card is lost or stolen, you’ll incur no liability for fraudulent use of your card provided you notify us as soon as you realise your card is missing or you notice any unusual transactions on your account.

†We treat each customer’s application individually. We review the information you supply and verify your credit and repayment history so the APR we offer you may be higher or lower than the APR shown in the representative example. At least 51% of customers will receive this representative APR.               

We are unable to tell you the interest rate you would receive personally as we do not provide quotation searches.  If you proceed a full application search will be registered at the Credit Reference Agencies.

The Born Free credit card is issued by MBNA Europe Bank Limited, a Bank of America company. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. MBNA's consumer credit activities are licensed by the Office of Fair Trading and MBNA’s general insurance activities are authorised and regulated by the Financial Services Authority.

Credit is available, subject to status, only to UK residents aged 18 or over. We will monitor or record some phone calls.